Put your hard-earned revenue to work with a Business Savings Account. Featuring a competitive, high-yield rate, zero monthly fees, and the destination for your automated debit card round-ups, it is the effortless way for modern businesses to build an emergency fund, save for taxes, and scale securely.
A strong business is built on a strong foundation, and the Pockt Money Business Savings Account is engineered to make your extra cash work just as hard as you do. Designed explicitly for freelancers, startups, and small businesses, this high-yield account offers a premium rate on your deposits without locking up your liquidity. Say goodbye to the predatory maintenance fees and steep minimum thresholds typical of traditional business savings accounts.
Pockt Money integrates natively with your daily operations. It acts as the direct destination for our signature automated round-up tool, capturing the spare change from your business checking card swipes and steadily stacking your reserves in the background. Whether you are deliberately setting aside funds for quarterly tax payments, building a rainy-day safety net, or accumulating capital for your next big inventory purchase, Pockt Money provides the growth, flexibility, and visibility you need to scale with total confidence.
Premium High-Yield APY: Earn a competitive return on every single dollar in your balance, allowing your idle business revenue to beat inflation and compound naturally.
No Monthly Fees or Minimums: Maximize your growth with zero maintenance fees, no minimum deposit requirements, and no penalty thresholds.
Automated Round-Up Destination: Seamlessly catch the spare change generated by your daily checking transactions, building your capital cushion completely on autopilot.
Custom "Savings Buckets": Organize your reserves by specific business goals. Segment your cash into distinct digital envelopes for taxes, payroll, inventory, or equipment upgrades without needing multiple separate accounts.
Instant Internal Transfers: Move money between your business checking and your Pockt Money savings account instantly, 24/7, ensuring you always have liquidity when an unexpected opportunity or expense arises.
Automated Profit Allocation: Set custom percentage rules (e.g., auto-transfer 15% of every incoming invoice or deposit directly to your tax bucket) to ensure your business remains financially healthy.
Advanced Cash Flow Insights: Access intuitive forecasting tools that highlight your savings trends, project your future interest earnings, and help you plan your next big business milestone.
