Precision Finance That Fits Your Business Perfectly.
Stop drowning in spreadsheet chaos. Pockt Finance organizes your capital into intelligent, specialized compartments designed to grow your business effortlessly.
A Suite of Specialized Pockets
Four distinct solutions designed to handle every facet of your business's financial health with automated intelligence.
Pockt Change
Daily OpsReal-time transactional banking with smart categorization and instant vendor payments.
Explore DetailsPockt Money
GrowthHigh-yield treasury management that keeps your idle cash working 24/7.
Explore DetailsPockt Folio
WealthStrategic investment vehicles for long-term reserves and executive asset growth.
Explore DetailsPockt Flux
IntelligenceAI-driven cash flow forecasting that predicts shortfalls before they happen.
Explore DetailsWhy Pockets? Because Context Matters.
Most banks dump your money into one giant pile. We believe every dollar has a job. The Pocket Metaphor allows you to assign specific purposes to your capital, automating rules that move funds where they're needed most.
Zero Leakage
Never accidentally spend your tax reserves or payroll funds on operations.
Automatic Yield
Set rules to sweep excess operational cash into high-yield pockets nightly.
Unified Dashboard
Banking services provided by Cross River Bank | Member FDIC
Master Your Daily Operations with Pockt Change
The most agile business checking account you've ever used. Designed for teams that move fast and need granular visibility into every dollar spent.
Pockt Finance is a FinTech company. Banking services provided by Cross River Bank | Member FDIC | Equal Housing Lender.
Turn Idle Cash into Strategic Fuel
Don't let your reserves sit stagnant. Pockt Money automatically sweeps idle operational funds into diversified treasury accounts.
Pockt Finance is a FinTech company. Banking services provided by Cross River Bank | Member FDIC | Equal Housing Lender.
Predict the Future of Your Cash
Our AI-powered engine analyzes your historical data to predict upcoming cash flow needs with startling accuracy.
Pockt Finance is a FinTech company. Banking services provided by Cross River Bank | Member FDIC | Equal Housing Lender.
Compare Pockets
Different businesses have different needs. See how our pockets stack up against each other to find your perfect fit.
| Feature | Pockt Change | Pockt Money | Pockt Folio | Pockt Flux |
|---|---|---|---|---|
| Instant Transfers | ||||
| FDIC Insurance | ||||
| Yield Generation | Up to 4.5% | Market Variable | ||
| Bill Pay Automation | ||||
| API Access | Basic | Pro | Advanced | Pro |
| Dedicated Support |
*Banking services provided by Cross River Bank, Member FDIC. All Pockt Finance accounts are commercial business accounts. Standard transfer limits and fees may apply to certain external wires.
"Moving our treasury to Pockt Money was the single best financial decision we made this year. We've earned more in interest than our SaaS stack costs."
Sarah Jenkins
Founder, CloudScale Inc.
"The Pocket Metaphor clicked for our team immediately. We now have a 'Tax Pocket' and a 'Payroll Pocket' that we never touch. The peace of mind is priceless."
David Chen
CFO, DesignLab
"Pockt Flux predicted our cash crunch two months out, giving us plenty of time to secure a bridge loan. It literally saved our business."
Elena Rodriguez
CEO, BioTech Solutions
Frequently Asked Questions
Ready to give your business the
financial precision it deserves?
Join 5,000+ businesses who trust Pockt Finance to manage their cash flow with intelligence.
Pockt Finance is a FinTech company. Banking services provided by Cross River Bank | Member FDIC | Equal Housing Lender.